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in any currency, anywhere
across borders, instantaneously
and use it globally
Top Up funds, borrow or purchase any currency with the click of a button
Pay vendors and service providers globally
Withdraw cash at ATMs, local currency exchanges, and retailers worldwide
Send money anywhere instantaneously, or withdraw to your bank account at the cost of a local transaction
Send payments, secured with a one-time PIN code. Receiver will be able to release the secured payment once sender reveals the PIN
Thanks to blockchain technology, transaction fees are kept at a bare minimum, while conversion and credit services are offered at extremely competitive rates
For more than 2 billion individuals without a bank account, Everex provides immediate access to microfinancing services and cheap, global remittance services
Everex provides the fastest, cheapest, and easiest way for migrant workers to send money home and sustain their families
Instead of obtaining traveler checks, or paying excessive conversion fees, visitors in foreign countries can buy and use any currency, anywhere in the world
By streamlining relief and foreign aid programs, Everex allows for the easy and publicly auditable distribution of funds to developing countries
Everex does not operate on the basis of p2p loans. Instead, we invest our aggregated Capital to provide microcredit services, accessible globally and instantaneously on Mobile devices.
Offering microcredit via smartphones allows Everex to lend at professional levels of risk management. Utilizing state of the art AI and Machine Learning technologies, Everex calculates personal credit scores and determines risk and interest rates on the basis of individual user information and behaviour.
Everex transactions are settled on the basis of 100%-backed, Ethereum-based Cryptocash currencies. For every Cryptocash dollar, one US dollar is held in a publically viewable third-party escrow. Cryptocash can be redeemed at will and hence it is value-pegged to its fiat counterpart.
As a result, fiat money can now traverse the globe at the speed of the blockchain.
Everex builds a global network of partners and vendors that accept Everex transactions as payment, while functioning as cash-out stations at which Cryptocash can be redeemed against fiat currency. Everex remittance services are offered at highly competitive rates and easily outcompete those of credit cards and bank transfers, and hence they present vendors and service providers with enormous incentives to join the network.
In order to make our vision a reality, Everex has developed one of the first mobile Ethereum wallets, capable of hosting and transacting ERC20 tokens and browsing blockchain transactions, as well as acting as a smart contract viewer.
In 2016, Everex conducted a first of its kind case study, proving the viability of our Cryptocash remittance system and allowing hundreds of migrant workers to transfer an aggregate amount of 850000 THB from Myanmar back home to Thailand.
Everex seed capital will be raised against the Everex token (EVX) in a publically accessible initial coin offering (ICO). Funds raised this way will be used to finance Everex operations and to serve as the bootstrap capital for Everex credit and remittance services.
Everex’s main profit center comprises payday loans and microfinance services, which, due to professional risk management and underwriting expertise, are estimated to generate a 50-250% ROI annually at extremely low default rates.
Everex profits not directly reinvested in growth and expansion will be used to buy EVX tokens back from the market, guaranteeing that Everex success is shared with EVX token holders.
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(Remittance only version)
Providing irreplaceable blockchain URLs, aka "aeon links", permanent proof of existence for documents, and a public text messaging service on the Ethereum blockchain
A multi-currency, multi-asset trading wallet for Ethereum tokens. The Everex Transfer Wallet is also available for mobile
An Ethereum token family, pegged to fiat currency and tradable on the Everex Wallet, as well as on third-party applications and exchanges